Friday, June 13, 2008

I wish !!

It’s nothing but a game of soccer,
Where either I or life scores a goal,
Sometimes me, sometimes Life,
But jointly we play the role.

Harsh dream embarks a dark cloud,
Wish I could stand tall on a tomb top,
and feel proud,
But I always wanted that the dream should get mopped.

This is a hard reality when I am writing the tale,
Not in the half sleep when my face is pale,
or sometimes shining with blushon the corner of my face.

Wish!!
Bad feelings should never occur,
neither dreams or in reality
I don’t want to play the soccer,
so stunning always!

In case I have to,
I would like to score a goal,
in a ground where I am playing alone.

Alas! I am dreaming again, in mid of the sunshine..

I could see myself among bunch of players,
aiming to the goal post -- of mine.

We should dedicate us for holistic cause !!

I am not a misanthrope; I came to serve the world with a little capability I posses. I am the one destined by the creator to do very little; I can do for the world. I may do I may not; I may not do but still strive for, I may possess but not capable one, I may not have but still live in a dream land. This is my world starts and ends with ME, but I know the sole purpose of me being existent is not only ME but YOU in a bigger meaning.

We do dream, which is required, we should plan which is a must and also we must chase it, which decides our state. But this phenomenon may place us in pinnacle or may land us somewhere; we do not want to see ourselves in. So what happens? Frustration! We quit, quit for the time being and again dream at night, and follow the whole life cycle of conquering our ambition again from scratch. There is no wrong with the above cycle, but what if we quit permanently? We quit for a time frame and then never come out of the state?

We have to understand that we live in a world full of irregularities, and differences. Five fingers in our hand are different, so as we are. Unfortunately some of us, due to improper input or lack of help from peers get embarrassed with our failures and start comparing ourselves with others, and this causes a depression which may also lead to such an extreme that we hate ourselves. Sometimes we kill us!!!

"We hurt ourselves!!!" this definitely could not be taken as a natural tendency.

We may compare us with our peers to grow, and then we touch a horizon and plan for the next; this is life. But have we ever thought that how different are we as an individual? Have we stood in front of the mirror and uttered, how sweet I am, what if the world does not recognizes me, what if I am not so acceptable, but I stand so tall because I am different. Uniqueness does not do any value addition to the society but differences definitely do. Are we interested to know about the friends of Einstein? NO. We are known for what we contribute to this world and that why we are. We are MEANT FOR GIVING OTHERS A WORTH LIFE... ‘SACRIFICE’ HAS A BIG MEANING.

I always felt, if I lose charm in life, if I feel I am not important, still I would make my life worth leaving. There are so many who need me and living in much more deprived condition then me. I would definitely try to console them in whatever way I can and at the day’s end I can rejoice what I have contributed to.

If we are a mere object, we should also follow the cycle every other object does go through. If not useful for someone (May me us in some instance), recycle it thus someone else can use or donate it to the people who could still live with it. Recycling is nothing but transformation in our life and donation is dedication to a particular cause or service.

We should not be so selfish that we envy our peers luck, we should not be so selfish to kill ourselves and not giving others what we could have given otherwise.

Live a life like a saint, enjoy the life as it comes to us. Happiness is not superficial being; it’s a feeling which only a human soul can taste. It does not come from the guts but it is straight from our own heart :)
Signing off...
Joydip.

Monday, June 09, 2008

An Insight : Microfinance

Some people still see micro finance institutes with mere skepticism. They claim that those institutes make more profit than general banks; the fact is true to some extent as in some micro finance institutes the interest rates are much higher than those of normal banks. If we see the micro finance institutes from a different perspective, probably we can do some sort of justification to its working model.
Normally the penetration of general banking system is limited to only those groups or individuals who can afford to take loans, or even they do not require the same but they avail it as part of their financial planning. The left outs are the people who really deserve the money. Considering the fact that banks are too much concerned about the return of the investment they have done and also they have low penetration and high operational cost, it is clear why micro finance model came in the lime light. It has been a long practice of denial of shelling out loans to those who need it.
There is another counter view: government and organizations also provide financial help to the groups who require assistance. But the money is normally assumed to be a gift rather than an amount which should be made to work harder. Distributing assets via micro finance model just does the opposite practice; it imparts a sense of responsibility to the class availing the loan. The socio-economical progress can only happen when people know how to grow and make asset out of the amount they have.
Last thing, there is obviously a possibility that the micro finance institutes can act as the money lenders or brokers which could turn in to a monstrous practice. Government or central banks should keep a close vigil on the practice of that kind.

http://hopef.org

How providing privilege to children helps the nation.

We all would agree that children are the future of us and budding promise for our nation. We give them trust and promise, help them to realize the coveted goal they crave, and then we get back the responsibility and enthusiasm from them, which would transform the future of our society. We have been continuously talking on social and economic growth, but hardly have we realized that sometimes our back bones are not flexible enough to change the fate of us. Some concerns are understood when we say that we are accustomed with the habitat we are living and mend in the culture we are surrounded with, but there is a small hope on the other side of the corner; we can actually learn from our failures of the past and ensure that we do not repeat the same story with the coming generations.

All of us would love to see a place free from social bigotry, injustice and evils. Have we asked ourselves that how far we are responsible in case we feel we do not exist in an ideal world? Indeed ideal world does not exist. But we can always make our place a little better. We can try to make the peers of our children much empowered thus our children also gets fair competition and healthy friends to rely on. A cause could be emotion driven at the same time it could also mean some responsibility and mutual benefit.

This is the high time we should focus on the overall building of children who needs our help; this is the way we can shape the world, probably the way we want.